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    Setup Disputes

    Final Demand Letter (Before Summons)

    The final demand after an earlier letter of demand has been ignored, the last step before issuing a summons. It restates the debt, gives a short final deadline, claims the prescribed mora interest, and warns that proceedings follow. SA has no Security of Payment Act, so this is the contract-and-courts route.

    Medium risk

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    When to use this

    • An earlier letter of demand has been ignored
    • You are about to issue a summons and want a final paper step
    • The three-year prescription date is approaching and you need to act